Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. Apply NowEstimate Your LoanCompare Refinance Options. Refinance your auto loan with us and get up to $250 cash back – now through December 29. Make the most of it with a range of support and options from UW Credit Union. Members typically save an average of $1,138 over the lives of their loans when they refinance. Discover how UW Credit Union helped a member through the homebuying process on their forever home. Mortgage Refinance Break Even. Appraisal costs range from $400 to $600 depending on the loan amount. Choose a fixed-rate or an adjustable-rate mortgage refinance. Refinance a minimum of $5,000 in student loans. Our team of experts from Greater Madison to Greater Milwaukee are ready to assist you in finding the best option. Option to make interest-only payments for the first 2 years. 1. When you refinance your mortgage with us, you become a member of UW Credit Union. Fixed-rate terms of 10, 15, 20 or 30 years. Protect your personal belongings in the event of an unexpected loss with affordable renters insurance from UW Credit Union. Are you just interested in learning about all your options? Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. Learn about refinancing to help you save money, simplify your budget and pay off your loans faster. Local team - Our expert loan officers will help make your refinance a success. Do you feel your interest rates are too high? * Lowest Closing Cost Commitment is available only for first mortgage purchase or refinance transactions. Beyond Cars & Trucks. *APR is annual percentage rate. Rebate will be deposited into member’s UW Credit Union … Student Loan Refinance Seminar. Learn More. Refinance your auto loan with UW Credit Union to save money every month. Make your appointment online. Longer terms have higher rates but lower monthly payments. Submitting your application is easy with our step-by-step application tool. Submit your mortgage loan refinance application online. UW Credit Union strives to provide high-quality educational opportunities for our members and community by offering free seminars on a variety of topics. Maximum cash back rebate is $250 per vehicle loan refinanced. Learn More, Save big with closing costs of just $149. UW Credit Union offers comprehensive financial services from Madison to Milwaukee including checking and savings accounts, credit cards, mortgages, auto loans, student loans, investments and more. All rights reserved. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Your home is likely your biggest investment and most important asset. Refinance your mortgage to save money and get ahead. Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time. Appointments now available in person or by phone! Benefiting from competitive closing costs. Use this calculator to see if refinancing is right for you. Complete your application . Apply Now Learn More. It’s quick, easy, and you’ll get a great rate. Maximum mortgage balance you can refinance is $510,400. Already have student loans? Lowering your monthly payments when you change your rate and term. Apply Now. Discover three ways to protect your credit now. That means implementing cutting-edge technology, award-winning employment practices, and more. Learn more about home loan refinancing in our FAQs. How long will it take to break even on a mortgage refinance? The first number is the number of years the initial fixed-rate term lasts. If refinancing your student loans sounds appealing, your first step is determining whether it’s a good fit for your goals and your financial situation. When times are tough, every little bit helps. Learn More. Lower your interest rate, lower your monthly payment or pay off your home sooner by refinancing. Choose a fixed-rate or an adjustable-rate mortgage refinance. Purchase or Refinance Made Easy. After you submit your application, you will be contacted within a matter of days. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Read Tim's story and explore how UWCU can help you too! Rates are subject to change. Rates and terms vary depending on the model year of your car, truck or motorcycle. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Open a checking account to get your campus debit card and much more. Our local team of experts is here to make refinancing easy and hassle free. Are you refinancing a new or used vehicle? Refinance with Confidence. Your rate stays the same with a fixed-rate home loan, which may make budgeting easier. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Easy rate quotes - Explore options for your unique situation. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Have you been paying on your student loans but don’t feel like you are making progress? Box 44963, Madison, WI 53744-4963). 3. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Homeowner's insurance is required. … Create your account. Classic refinancing for loans up to $510,400. Rapid Refinance has a $149 processing fee due at closing. Adjustable-rate mortgages (ARMs) are described with figures such as 1/1 and 3/1. All rights reserved. Apply for a loan from UW Credit Union: credit cards, auto loans, home equity loans, home equity line of credit, reserve line of credit, or personal loans. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. For ovr 85 years, UW Credit Union has been dedicated to providing best-in-class service to our members. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Compare a family student loan. Plus, free up cash for home improvements, debt consolidation and more. Learn more today! Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Apply for a boat loan, RV loan, or powersport loan. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, �In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.​. Begin a New Application. For example, a 5/1 ARM has a fixed rate for five years. Enjoy a lower loan rate when you have a Value or Premium Rewards Checking Account. Apply online or log in to continue an application. Copyright © 2020 UW Credit Union. Maximum mortgage balance you can refinance is $510,400. To refinance a larger mortgage, see our. Choose a fixed or variable rate and a term of 5, 7, 10 or 15 years. Offer subject to credit approval. Fixed-rate terms of 10, 15, 20 or 30 years. You want to pay off your loan sooner with a shorter term. You want to lower your monthly payment with a longer term. See rates page for additional details. Taking cash out for home improvements, debt consolidation and more. If the notification is verbal (made in branch or by phone at 800-533-6773), UWCU requires written verification to be received within 14 days of my verbal notice (delivered in branch or mailed to 3500 University Avenue, P.O. Learn More. Rest assured your application will be carefully tracked, and you will be contacted in the order your application is received. Learn more about all of our 'firsts'. After the five years are over, the rate may adjust once per year for the remainder of the loan. Ready to apply for a new account or service at UW Credit Union? That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Learn more and get a free quote. $149 processing fee applies to new Rapid Refinance requests. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. We can help you finance your boat, RV, snowmobile, and more. At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. The second number is how often the rate may be adjusted after the initial term. Enable Javascript in your browser for a better experience. Find answers to the most common frequently asked questions about refinancing a home loan. Offer excludes VA, FHA, WHEDA, Rapid Refinance, jumbo, lot and construction loans. Refinance & Save. Refinance your high-rate student loans into one low-rate loan with a single monthly payment. Copyright © 2020 UW Credit Union. Free Credit Consultation. Identity theft tends to rise during crises like the coronavirus pandemic, so now is the time to take extra precautions. Must be a primary residence and owner-occupied home. Check out helpful answers to the most frequently asked questions. Log in to continue your refinance application. To streamline your application, check out this helpful list of things you'll need in advance. Get the Details 0.25% Rate Discount. Before you get started with your refi, find helpful information here. Returning applicant? You can refinance federal loans and/or private student loans. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us. Learn how to save money and reduce monthly payments. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Your initial rate is usually lower with an adjustable-rate home loan but may adjust up or down in the future. Your Financial Partner Through It All. Learn more and sign up here. 5. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Learn More. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Now is a great time to purchase a new or used vehicle or refinance your existing loan with us. Other closing costs are waived, except for the appraisal cost if required. Click here to open an account or apply for a loan. Learn More, Apply Now Estimate Your Loan Compare Options View Rates. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Reasons to refinance may include: You want a lower interest rate. Get started now to enjoy no payments and no interest for 90 days. Learn More, Refinancing for loan balances over $510,400. In order to qualify for the 1% cash rebate, the vehicle loan must be funded on or after September 9, 2020, and vehicle loan application must be received by December 29, 2020. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. Refinance Your Loans. Benefits include: At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. Existing UW Credit Union loans are not eligible for this refinance promotion. Fast application - Enjoy an easy, streamlined online application process. Schedule Your In-Branch Appointment. The refinance process is quick, easy and completely online. When you take out a student loan or refinance with UW Credit Union, you become a member. Enable Javascript in your browser for a better experience. Minimum loan amount is $7,500. Free Financial Tools for College. Upload documentation. 6:00 PM-7:30 PM Thursday, February 27, 2020 3500 University Avenue, Madison. WI Are you just starting repayment of your student loans? 30 years are waived, except for the first 2 years can find UW Credit Union branches in order! 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