We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Addition Financial Credit Union is your local credit union. When you buy or refinance a home, the property is used as collateral for the loan. Personal. I would like to refinance my rental property. Trade-In Appraisals. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Frequently Asked Questions. Educator. December 25, 2012. Educators does not represent either the third party or the member if the two enter into a transaction. Retire your mortgage before you retire by reducing the term of your mortgage. All loans are subject to credit approval. Tag Archives: refinance. Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur. You are now leaving Educators Credit Union’s website www.ecu.com. For members with an existing CapEd mortgage. Designed to assist members who work in the Education Community in purchasing their first home. You do need to understand all that refinancing involves before you make that decision. Membership eligibility required. All of our offices will be open for normal business hours on Saturday, Dec. 26. Is refinancing right for you? Existing Mortgage Resources . 1 Educators Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. This alternate website is not operated by Educators Credit Union. Rate Watch . Educators does not represent either the third party or the member if the two enter into a transaction. Borrow up to $300,000. We appreciate your understanding while our staff takes time to celebrate these precious times. Refinance Your Home. Educational Systems Federal Credit Union does not make any guarantees or endorsements of products that may be available on the linked website. *Calculator provides general estimations only.   Site Map. Let us refinance your current vehicle loan that you have with another lender. Educators does not represent either the third party or the member if the two enter into a transaction. Educators Credit Union offers flexible lease terms designed to meet your budget goal. A Educators Credit Union Mortgage Advisor will follow up to answer your questions. There are many factors that go into determining if a mortgage refinance would pay off for you: Those are the most common reasons — and the most financially sound, generally — to refinance. Be aware that privacy and security policies of these sites may differ from those practiced by the credit union. For specific payment and interest information, please contact us. We may be able to help! Boat, RV, and Powersport. Younited Credit est agréé en tant qu’Etablissement de Crédit par l’Autorité de Contrôle Prudentiel et de Résolution (ACPR) (n° d’agrément : 16488) Situation liée au COVID-19 - Grâce à notre fonctionnement 100% en ligne, nous vous garantissons la possibilité de réaliser votre demande et le traitement de votre dossier en moins de 24h. Refinance Your Home. Educators Credit Union / Savings Accounts - Read unbiased reviews of Educators Credit Union. You are now leaving Educators Credit Union’s website www.ecu.com. Refinancing is a popular move right now. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. Refinancing may give you a better interest rate, lower your monthly mortgage payment, or allow you to pull cash out from the equity in your home to complete a home improvement project, consolidate debt, or make a major purchase. This alternate website is not operated by Educators Credit Union. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Educational Systems Federal Credit Union does not own or operate the linked website and is not responsible for the content of the website. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. With Major Mechanical Protection (MMP) from Educators Credit Union, you can protect yourself against the expense of future costly repairs. Open your account with a $5 deposit, you are an owner of the credit union. You can apply for a mortgage online, by phone or in person. Restrictions may apply. |  Need Help? Our first post! Mortgage interest rates are at historically low rates and the idea of refinancing your higher-rate mortgage may be appealing. Services … And because we’re a not-for-profit, we pay back earnings to you with higher savings rates and lower loan rates, using the best tools to keep your money safe. Your rate is based on your credit score and the terms of your loan. © 2019 United Educators Credit Union. Federally insured by NCUA. Once your loan is approved, your Mortgage Consultant can show you how to check the status online. Coverdell Education Savings Account (ESA). Home Equity/HELOC. Applying is Easy! Looking to lower your current mortgage rate or reduce the term? Educators Credit Union will close at noon on Christmas Eve and be closed all day on Christmas. Register  |  Watch Demo Visa® Credit Card. Sign up for Rate Watch. Loans specifically for the needs of educators in Idaho. We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. You are now leaving Educators Credit Union’s website www.ecu.com. Make home improvements, consolidate debt, pay for college tuition, or go on vacation. Boost your business with an Educators credit card. Forgot Password? Your entire refinancing process can be done without you coming to the office until the day you close. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Keep an eye on rates via email. Finance or refinance your auto loan with us for a rate as low as 1.75% APR* and no payments for 60 days. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. 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